Home Insurance Questions And Answers

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Can i refinance my home if i hold no homeowners insurance?
I don’t know. But why on globe don’t you have homeowners insurance? You’re nuts. if you have mortgage- you enjoy to have homeowners insurance. why don’t you call some insurance company and ask them to issue your strange policy and pay them one month premium and rest…

Can I return with home owners insurance next to a pitbull??
I have a 2 yr old mannish pit. He’s never bit any human or animal. Where can I get insurance? check the phone book and see if you can find what is called an umbrella company that covers several different companies. sometimes the smaller companies will cover things that…

Can i seize home owners insurance to sue my neighbor for his trees he planted?
in front of my house like twelve foot away and a line of them. there roots are adjectives going to grow into my foundation of my home. the neighbor is a idiot who does not care what he did we dont even know him…

Can I set the amount of home insurance I purchase since I own the house?
It depends on the company. Most insurance companies defaulting to replacement cost, however, most lenders require home insurance coverage for the lesser of the replacement cost or the amount of liens on the property. If you own the property outright, you don’t have to enjoy…

Can I slim down my Home Insurance cost after two claims>?
LAST YEAR I HAD TWO CLAIMS DUE TO A FIRE ON MY GARAGE. ONE I HAD TO REBUILD THE ENTIRE GARAGE, THE 2ND WAS JUST MINIMAL DAMAGE, BUT IT STILL RREQUIREDPAYMENT, I BEEN SHOPPING AROUND FOR HOME IINSURANCE BUT EVERYONE GIVES ME DOUBLE THE RATES I HAD BEFORE. I NOW…

Can I sue my friends home owners insurance for the damages done to my son’s teeth when he fell on her porch?
only if it be due to your friends negligence ex bad lighting loose floor board etc i guess it depends on what condition the porch is in , but if it was an stroke of luck…

Can i sue roomates home insurance?
I am 34 and live with a friend who owns her own home.Six months ago she had me verbs her yard and burn some brush.I had slipped on the raining ground from some remaining snow and my leg landed in the fire. I hold second degree burns from my knee to ankle along near 1,000s…

Can mortgage insurance on a tentative home mortgage be deduct?
Home was purchased in June 2006. Just curious to know. Thanks within advance for any help. There is only one process insurance can be deducted. That would be if the home is turned into a rental property. Then it becomes an expense subject to unresponsive loss…

Can my home be surrounded by my parents designation and insurance be within my pet name?
My parents moved to a larger house and offered their home to my husband and myself, if we would pay off the rest of the mortgage. I involve to get insurance. Does it have to be contained by their name or can it be in…

Can my home individual within my parents pet name and insurance be contained by my signature?
My parents moved to a larger house and offered their home to my husband and myself, if we would pay off the rest of the mortgage. I obligation to get insurance. Does it have to be contained by their name or can it be in…

Can my lender request my home insurance be equal to the loan amout.?
While in the proccess of re-financing my home the lender is requiring that the home insurance be equal to the loan amount instead of the value of the home. My insuance agent say that’s illegal. The lender say this is a proper request. Whos right?? Yes they can…

Can my mortgage company force me to use their home owners insurance even though i own my own?
My mortgage company added on their home owners insurance to my monthly payments. They know i have my own insurance for a FACT! Is it legal for them to MAKE me use their insurance or do i enjoy a choice? I already paid…

Can my mortgage holder require to be included as a lienholder of my property surrounded by my home insurance?
My 2nd mortgage holder wants to be included in the insurance of my condominium townhouse property. Is this legitimate or can I say no? What are my options? This be not mentioned before when the 2nd mortgage transaction be…

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