How are your Car Insurance Rates Calculated?

Article by Bethanycollins









The average American makes car insurance payments his/her entire adult life and most people are baffled by/ discontented with their car insurance rates. Since it is a consistent an unavoidable expense, it is best to understand what determines your insurance rates and use that knowledge to get the best coverage you can. There are many different factors that come into play when determining insurance rates.

Age:According to a study conducted by the Center for Disease Control and Prevention in 2009, approximately 8 drivers between the ages of 16 and 19 die every single day due to an automobile crash and drivers between the ages of 16 and 19 are at least 4 times more likely to cause a car crash than drivers from any other age group. Since young drivers tend to be unsafe, their insurance rates tend to be very high, which is unfortunate since many of them can

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