Business Vehicle Insurance for Tradesmen

There are a few things that can contribute to cheap business car insurance for tradesmen including a clean driving record.

For tradesmen with business car insurance and who have no driving convictions, infringements or fines over 30 years and made no claims, the bonus can be as much as 50% of the cost of a business vehicle insurance policy – now that’s cheap business car insurance!

If you’ve been driving for this length of time, it’s well worth asking your insurance consultant about how you might be eligible for cheap business car insurance and how your good record can positively affect the premium price.

By the way, it’s important to know it can take up to 3 years to regain your no-claim bonus and only if no claims are made on your commercial car insurance, truck insurance van insurance or ute insurance. Every tradesman needs business vehicle insurance to protect their work ute which hauls around tools and gets them from the job to job, so get a commercial vehicle insurance quote today.

However, there are a few things you need to know about your commercial vehicle insurance to ensure you’ve got the car insurance, ute insurance, van insurance or truck insurance cover you need at the best price.

Look for an insurer that specializes and quotes tradesmen insurance.  This insurer is also likely to quote tradesmen Public Liability insurance, Tools insurance, Injury and Accident insurance and Business insurance. Search the internet to find out more about commercial vehicle insurance and obtain an online commercial vehicle insurance quote specifically for tradesmen.

When it comes to selecting a value for money business vehicle insurance policy, ask your business vehicle insurance consultant about new for old replacement vehicle.  A new for old inclusion can apply if your business vehicle is less than 2 years old and written off.  This type of business vehicle insurance is a must-have for busy tradies who can’t afford to be without a work vehicle.  However, there are a few conditions including the owner must be the first or original registered owner of the business car that is to be replaced.  It’s also best to get a quote for the best car insurance for business but also car insurance quotes that are for cheap business car insurance.

Many a work vehicle insurance quote for tradesmen, is a free windscreen.  Ask your business vehicle insurance consultant about free windscreen replacement as part of your commercial car insurance, van insurance, ute insurance or truck insurance policy. When you need to make a claim on your business vehicle insurance policy, and it’s not your fault, tradies need to provide the name and contact details of the person who caused damage to their business vehicle.  

As with all business vehicle insurance, car insurance, van insurance, ute insurance policies, a ‘duty of disclosure’ applies for your commercial vehicle insurance.  To achieve cheap business car insurance premiums, Tradesmen need to advise their insurance consultant of any driving infringements.  Even it this includes whether their license has ever been cancelled, suspended, restricted or they have had a criminal offence.  Cheap business car insurance is always subject to the conditions of total disclosure. Talk to your business vehicle insurance advisor to seek clarification and for quotes.

And this includes telling your insurer if any other tradies drive your work ute, including young drivers.  If you don’t and your young apprentice has an accident you may find that your insurer is not obligated to pay any claim you may make.  Fixing this situation is as easy.  Simply include the details of all the driver’s like to use your work car on your business car insurance paper work.
Always refer to your Product Disclosure Statement for complete details of your Australian business vehicle insurance policy.

cheap work vehicle insurance quote visit Tradesure. They specialise in tradies insurance including commercial vehicle insurance and work ute insurance.

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