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The Benefits of Being a Good Driver on your California Auto Insurance

To be able to achieve the best California auto insurance rates, there are a few things you should try to maintain.  First, if you are a student, you should try to keep your grades up.  Your parents undoubtedly encourage this, but good grades do more than show off your academic ability—it can also result in qualifying for the good student discount and saving hundreds of dollars every year.  Another way to keep your insurance costs low is to have a safe car.  If you have an alarm system, on-star or other safety features, your insurance will be discounted.

An aspect that you have full control over is your driving habits. Good drivers experience the best priced policies in the state.  Did you know that a flawed driving record can result in premiums that cost 20% more than good driving records?  If you lose your good driver status, there will be fewer chances to find California auto insurance priced right for you.  This means you can appreciate great benefits if you strive to keep your driving record clean.

First, with the passing of Proposition 103 in California, all California auto insurance companies must accept motorists who apply for insurance if they qualify as good drivers.  This means if you are a good driver, you have your choice of just about any company in the state you want to obtain insurance from.

A flawed driving record can come about from a few different things.  General good driver qualifications include no more than a single moving violation or at-fault car accident in the past three years.  If a person has been convicted of driving under the influence of drugs or alcohol within the past ten years, they cannot qualify as a good driver.  The final consideration is that the driver must have been continuously licensed for the past three years.  This means that young drivers cannot qualify for California auto insurance as a good driver because they have not proven themselves yet.

If you qualify for all of the above mentioned qualifications of being a good driver in California, you can relax and know you will be offered the most prime rates of all drivers in the state.  Keep your record clean by obeying the law and maintaining a watchful eye on the road.  The benefits could include significant yearly savings on your California auto insurance policy since you have proven yourself to be a safe driver rather than one who causes accidents that endanger others.

California Auto Insurance excels in providing excellent service, coverage and prices for all your insurance needs. We are dedicated insurance experts in all lines of insurance products. We have over 10 years of insurance experience and provide excellent protection from the nation’s top carriers.

Article from articlesbase.com

The Significance of Home business Insurance coverage Quotes and Being Insured

Article by Francis Escamith

When quite a few think of insurance coverage, a number of believe of house insurance, car insurance, or everyday living insurance, but enterprise insurance is just as important. In the event you personal your own enterprise, you will find just as countless issues, if not even more issues, that could go incorrect economically. Even if your company is prospering and includes a fairly massive cash flow, you will find complications that can occur that could cause your business to plummet pretty much overnight, a lot like a health care emergency can wipe out even the biggest of cost savings on a person who was completely healthy prior to. Therefore, obtaining company insurance coverage, even when your organization is performing genuinely well, is much like getting well being insurance coverage although you might be presently nonetheless healthful. Business insurance is going to be an excellent financial safety to you to protect your self in opposition to the worst situation scenarios.

Not just is it a superb concept to obtain organization insurance coverage even when your home business is doing nicely, but it will be the perfect time to get organization insurance coverage simply because insurance coverage will most likely price much less if you get it while your small business is doing truly well. It

Buying Life Insurance After Being Diagnosed With Cancer

Buying Life Insurance After Being Diagnosed With Cancer

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Home Page > Finance > Insurance > Buying Life Insurance After Being Diagnosed With Cancer

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Buying Life Insurance After Being Diagnosed With Cancer

By: Insure.com
Posted: Mar 11, 2008
Views: 2,123
Comments: [1]


The American Cancer Society estimates doctors will diagnose over 1.4 million new cases of cancer in the U.S. in 2007, with more than 559,650 cancer-related deaths. If you are among the majority of cancer patients and survive for at least five years following your diagnosis, you may face another fight: buying life insurance.

Buying life insurance for cancer patients is challenging, but not necessarily impossible. Your chances for securing a policy depend greatly on the type, stage and grade of the cancer, and even on the treatment plan. There is a relationship between the rate you’ll receive and the curability of your cancer. Certain types of skin cancer, for example, are considered very low risk by life insurance companies and a skin cancer history may not even impact premiums.

Applicants with common and treatable forms of breast and prostate cancer may be able to get a “standard” rating under ideal circumstances. But patients with a history of leukemia or colon cancer may fall into a “substandard” or “high substandard” rating