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Massachusetts Health Insurance Law Penalty – Health Insurance is Not Health Assurance
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Massachusetts Health Insurance Law Penalty
It is unfortunate that we have come to such a time as this. As of July 1, 2007, Massachusetts is the first and only state to require, by force of law, health insurance of every resident. Not only is it legally mandated but penalties will be visited upon the pockets of those who fail to comply with the law. It is likely that Massachusetts is the state that is piloting this new health care approach and that it will ultimately be coming soon to a medical institution near you.
Ironically, it is the people who are at present trying to live according to principles of physical, mental and moral excellence that will suffer. These are people who are making lifestyle choices that are like deposits in a quality of life bank. Although, it probably has not entered into the thinking of most of us, there are people who are living and have lived their entire lives without a health care crisis. Paying for something they don’t need or may never need is not so much the problem as paying for something that is within their power to prevent.
Neither home owner’s insurance nor automobile insurance can protect you from loss of or damage to your asset. These products simply mimimize or completely cover the cost of expenses to repair or replace it. This is especially helpful in unexpected, undesirable circumstances beyond your control. Loss of or damage to your health may be undesirable but it is not entirely unpredictable or beyond one’s power of control.
Some people, who have insurance policies to cover their tangible assets, invest additional money and even time and effort to increase or maintain the value of these assets long before any unwelcome events. Physical health is one of the most grossly undervalued assets and it receives such investments many times only AFTER loss or damage. Health insurance seems to stifle the conviction to make any investment beyond a monthly premium.
So what about the people who cherish and protect their health as sacredly as their characters. Being in the minority, they are probably considered insignificant complainers. With everyone else, they too will be “persuaded” by the tip of a financial blade to purchase this product (health insurance) whether they need it or like it or not. But decisions for the sake of the majority does not prove that this is anything more than a big bandaid. Check Internet #1 Massachusetts Health Insurance Law Penalty right now!
Of very little mention in the discussion about health care are the benefits to be awarded the healthy. Maybe most of us are assuming that everyone is unhealthy. Is it the national consensus and presumption that everyone needs health care or at some later point in time will be needing health care ? Is everyone bound to get sick and need drug medication, surgery or radiation ?
Perhaps many in our nation need to know that there are people who do not believe that disease just randomly shoots into a crowd and kills people. Yes, there are those who believe that for the most part, many diseases are self-inflicted wounds and those who believe this are choosing lifestyles which do not lay the foundation for disease.
There are people in America who choose not to use the flesh of animals as food and therefore do not have the diseased blood of these creatures circulating throughout their bodies. There are many who do not eat between meals. Even more interesting is the fact that there are people who limit themselves to 2 meals per day and have their heaviest meal in the morning instead of just before bed. They use only fruits, grains, nuts and vegetables as part of their dietary regimen while excluding refined or processed foods. Check Internet #1 Massachusetts Health Insurance Law Penalty right now!
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It should totally cover third-leg attachments and heightening surgery. Note: this video is not made to support socialism, though some of the passersby might suggest it as a solution. K?
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Massachusetts Health Insurance Penalty – How to Buy Individual Health Insurance Online
Article by Insurance Expert
Massachusetts Health Insurance Penalty
If you live in Massachusetts, health insurance is now mandatory. If you are without health insurance and are not covered by a group plan or state assisted plan you are required to purchase your own individual health insurance. As a consumer, it is important to understand the difference in Masshealth plans to know which is best for you.
So what does guarantee issue mean? Massachusetts Insurance companies are guarantee issue, insurance companies can not deny coverage to any individual or charge higher premiums on the basis of their current health. They also do not have the right to raise insurance premiums based on an individuals age or if their health has declined. An insurance company can not cancel a policy on this basis.
First, Massachusetts Health Care Reform Law was written so health insurance companies could not deny your Masshealth coverage due to your health or illness For you, this has provided a safeguard that people in other parts of the country do not have. Providers for Masshealth insurance plans include: Some of the most popular plans include: Mid-West National Life Insurance Company of Tennessee (The Alliance For Affordable Services), Mega Life Insurance Compant (the National Association for the Self Employed, Harvard Pilgrim, Tufts, Blue Cross Blue Shield and Fallon Health.
When deciding on an individual MassHealth Individual Insurance plan, please be aware that most masshealth plans do not include dental insurance coverage. Blue Cross Blue Shield is one of the more complete plans offering a high percentage of your vision coverage is included in the health care plan. Check Internet #1 Massachusetts Health Insurance Penalty right now!
For a woman, purchasing individual health insurance, coverage for pregnancy may be very critical if you are of child bearing age. Generally Masshealth programs treat gynecological examinations similar to their vision examination coverages, where a woman can receive a limited number of examinations over a certain time period. Maternity care is treated with very specific rules and increased rates for coverage. When considering coverage for your family and especially your children you will find there are Masshealth plans to fit most any need. When selecting a good masshealth program for you and your family be aware that the coverages increase and decrease in relation to the cost of the coverage and variations in amount of the deductibles.
Mass Health Regulations for Penalty for Uninsured Residents is due to increase in 2008. The Reform Law has had recent regulation changes, which will have an increased penalty for those residents of Massachusetts who are uninsured. Increased penalties of up to 2.00 per person can be charged for those who fail to purchase health insurance coverage on time. The state of Massachusettes is increasing this penalty to try to enforce more residents to purchase the new mandated masshealth coverage plans.
Consumers would be advised to secure expert assistance in selecting their medical coverage plans. As experts in the MassHealth State Law, we can help you sort through the plans and find the best policy fit for you. We, at Business Health Insurance experts have already done the research for you. We can easily assist you in finding the right customized insurance quote. We listen to your needs and work within your budget. Securing you a quote that is affordable and fills your specific needs is our priority.
When you are researching your online Masshealth insurance options you will find there are a many plans available in a wide range of prices and coverage options. You may find that you would like to have expert assistance in explaining the many options and plans in an easy to understand manner. Check Internet #1 Massachusetts Health Insurance Penalty right now!
About the Author
Having problems with Insurance? Don’t understand whether you are able to make claims?
Check Internet #1 – Massachusetts Health Insurance Penalty and solve your problems right now!
A Texas lawmaker is pushing for participation in a statewide insurance exchange. It aims to drive health care coverage costs down by creating a more competitive selection for users.
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